If you are considering filing for a bankruptcy, recent Federal law requires mandatory credit counseling before you declare it. You may download the necessary information that you will need from the FTC's website. http://bit.ly/ckJVE977

If you are considering filing for a bankruptcy, recent Federal law requires mandatory credit counseling before you declare it. You may download the necessary information that you will need from the FTC's website. http://bit.ly/ckJVE

Bad credit car loan experiences. Currently working on article and survey for anyone who has filled out an online auto loan application, but got turned down for some type of bad credit. I'll be posting article more...972

Bad credit car loan experiences. Currently working on article and survey for anyone who has filled out an online auto loan application, but got turned down for some type of bad credit. I'll be posting article and survey link soon. Goal is to help every car loan shopper that has been turned down more than once for a bad credit car loan. Look for link and survey in next couple of days.

How to optimize your interest earnings: http://goo.gl/oRMni863

How to optimize your interest earnings: http://goo.gl/oRMni

Many Credit Unions offer free credit counseling services. If you find yourself stuggling each month to pay your bills and don't know how to manage them, check with your Credit Union and see if they can assist you.781

Many Credit Unions offer free credit counseling services. If you find yourself stuggling each month to pay your bills and don't know how to manage them, check with your Credit Union and see if they can assist you.

What's the best budgeting software. I just came across a excellent piece of budgeting software for personal or small business use. It's got a 7 day free trial, no CC required and you can download it at: more...698

What's the best budgeting software. I just came across a excellent piece of budgeting software for personal or small business use. It's got a 7 day free trial, no CC required and you can download it at: http://www.youneedabudget.com/ They even have an iphone app you can use to load transactions on the go.

How to open a business checking account online. My advice, don't do it. There are too many forms and requirements that need to be mail or faxed into the bank, and if they are not deemed "legible" you will more...608

How to open a business checking account online. My advice, don't do it. There are too many forms and requirements that need to be mail or faxed into the bank, and if they are not deemed "legible" you will have to re-fax or re-mail to open the account. After 30 days of trying to open a business account online with Chase I finally gave up. Just call your local branch, find out what documents you need and goto the bank.

If you had a HUD insured loan in the past, you might be entitled to a refund of part of the original insurance premium that you paid at the time the mortgage was originated. It's certainly worth checking more...534

If you had a HUD insured loan in the past, you might be entitled to a refund of part of the original insurance premium that you paid at the time the mortgage was originated. It's certainly worth checking this out. You have may money owed to you that you didn't even know about. http://hud.gov And then type in the word "Refunds" in the search box and enter your name and information that is requested to see if you are eligible for a refund.

Looking for a great gift at a great price? Check with your favorite restaurant about their gift certificates, many will sell them at a substantial discount if you negotiate directly with the owner or the manager. 480

Looking for a great gift at a great price? Check with your favorite restaurant about their gift certificates, many will sell them at a substantial discount if you negotiate directly with the owner or the manager.

If you are going to use on online internet calculator to find out how much money you or your parents could receive using an Reverse loan, be sure to put in the information correctly. Otherwise you will not more...431

If you are going to use on online internet calculator to find out how much money you or your parents could receive using an Reverse loan, be sure to put in the information correctly. Otherwise you will not get the correct figures. Plus, it's important to know, that not all the available FHA loan programs will be on any one site and you will be missing out on additional options.

Many credit card companies offer "cash back" or other incentives for making gas or grocery purchases using their card; the percentage rebate varies by category. You can maximize your rebates by taking advantage more...196

Many credit card companies offer "cash back" or other incentives for making gas or grocery purchases using their card; the percentage rebate varies by category. You can maximize your rebates by taking advantage of special offers from your credit card provider. A wise use of credit can help you stretch your hard earned dollars.

MY GRANDFATHER worked on the Pennsylvania Railroad as a fixer of broken windows and wooden seats and he used to tell me: "Terry, you aren't rich enough to buy cheap things!" Wow! I thought, I never knew that more...91

MY GRANDFATHER worked on the Pennsylvania Railroad as a fixer of broken windows and wooden seats and he used to tell me: "Terry, you aren't rich enough to buy cheap things!" Wow! I thought, I never knew that before! Now I know, he was right. We have to be wise enough to spend money to buy good things, not cheap things. Wny? So we will always own good, durable things. Those good things last. Cheap things get broken and thrown out pretty soon and the money spent on them is gone - wasted.

Next time you're at a copy machine, take out your credit cards, and photocopy the front and back of all your cards. Then keep this record in a secure place. If you lose a card, you have all the information you need in one convenient location.38

Next time you're at a copy machine, take out your credit cards, and photocopy the front and back of all your cards. Then keep this record in a secure place. If you lose a card, you have all the information you need in one convenient location.